Fighting Creditor Abuse in Las Vegas and Phoenix Areas
Of all the negative effects of having mounting, un-paid debts—constant worry, anxiety, overwhelming stress, sleepless nights, depression, etc.—creditor abuse is arguably the worst of all. Over the years, creditors have become incredibly harsh and aggressive, and will stop at nothing to collect the debt that is owed to them, even if it means harassing and abusing the debtor. We cannot tell you how many clients have come to us complaining of the constant abuse and harassment they experience every day from creditors looking to get paid.
At the LIN LAW GROUP, we know just how aggressive and out-of-control some creditors can be. Because of our extensive experience in this area of law, we know how to combat even the worst types of creditor abuse. We have dealt with creditors who have committed the following types of abuse and harassment:
•Creditors who call a debtor numerous times a day
•Creditors who call unreasonably early (before 8 a.m.) or late in the evening (after 9 p.m.)
•Creditors who harass a debtor at their workplace
•Creditors who discuss or disclose a debtor’s financial information to third parties in an effort collect money
•Creditors who publish a debtor’s personal financial information
•Creditors who humiliate debtors, or make rude, offensive, or crude comments to a debtor
•Creditors who threaten debtors
•Creditors who use deceptive means to collect money
•Creditors who continue to contact a debtor, even if they are aware he or she is working with an attorney or have filed for bankruptcy
Fair Debt Collection Practices Act
Fortunately, there are laws in place that protect creditors from abuse and harassment. The Fair Debt Collection Practices Act protects consumers from aggressive debt collectors or collections agencies who engage in abusive, rude, or deceptive behavior to obtain the money that is owed to them. Under this act, creditors are prohibited from engaging in behavior that is abusive, threatening, or deceitful towards a debtor. Any creditor who violates the rules of this act will be subjected to legal ramifications.
In addition, as soon as a debtor files for bankruptcy, all credit collection efforts must cease. Creditors who continue to harass or contact a debtor can be sued for violating federal credit collection laws.
People who are inundated with debt are already stressed out enough. Many of these people are hardworking individuals who do not deserve to be harassed, abused, and hounded by abusive creditors on a daily basis. At the LIN LAW GROUP, we have no tolerance for abusive creditors or their antics. At our firm, we will confront your creditors head on, and do everything in our power to stop them from harassing you. If we file a bankruptcy petition on your behalf, and your creditors continue to harass you, we will not hesitate to take legal action against them. We are here to protect your best interest, a do whatever it takes to get these abusive creditors off your back.
If you feel you are a victim of creditor abuse or harassment, please do not waste one more minute suffering at the hands of these horrible people. Let us stand up for your rights! Contact the LIN LAW GROUP to set up a free consultation with an experienced, aggressive, and skilled creditor abuse attorney.
CLICK ON THE FOLLOWING TABS FOR MORE INFORMATION
